We help people address significant challenges in their personal lives. We can help you resolve issues such as:
Passing an heirloom property to the next generation
Knowing how much life insurance to buy
Finding a long-term care solution for parents
Funding your children’s college education
Designing a retirement income strategy
Paying off college loans
Planning for a second career
No Cookie Cutter Here
Each client is unique. The advice that we provide is customized to your individual circumstances, goals and objectives. There are many factors that influence personal finances. Our financial planning process looks at all of these factors to provide you with specific, personalized guidance. Your peace of mind is our objective. Our process is designed to show you where you are now and to provide you with a road map that will help you meet your objectives. We will help you understand the pros and cons of various courses of action so you can make informed decisions about your financial future. We are focused on helping you meet your goals, not on beating the market.
Fee-Only Financial Advice Leads To A Better Plan
Financial Focus provides unbiased financial advice. The interests of our clients come first.
We are not engaged in product sales. We receive no commissions or other incentives from client product recommendations or purchases. Arrangements made with brokers, asset managers, mutual fund companies, insurance providers, attorneys, and CPAs are made solely for the convenience of clients and are based on individual situations. We do not pay or receive referral fees. We believe the best financial advice comes from someone who is not trying to sell you anything.
Financial Focus Professionals Are Committed To Continuing Education
We consider it our responsibility to maintain the highest professional standards for continuing education. Keeping up on new developments in all areas of financial planning helps us to be proactive in our client relationships.
Susan MacMichael John, CFP®
Susan MacMichael John founded Financial Focus, Inc. in 1995 as a fee-only financial planning firm to provide comprehensive planning services to northern New England professionals, retirees and families.
Susan has been providing personal financial planning services for over 25 years and obtained her CERTIFIED FINANCIAL PLANNER™ (CFP®) in 1989. She is a member of the National Association of Personal Financial Advisors (NAPFA) and served two terms on the National Board of Directors and was the National Chair 2010-2012. She is a member of the Financial Planning Association (FPA) and continues to work with both organizations toward professional standards and appropriate regulation for the professional practice of financial planning. Susan currently serves on the board of Central New Hampshire VNA and Hospice, and the Certified Financial Planner Board of Standards.
Susan lives “in the woods” in Melvin Village, NH. When she is not trying to make the world a better place, you can find her golfing, skiing, or walking the dogs with her life partner, Rory.
Kristen Madden, CMFC®
Vice President and Chief Operating Officer, Financial Advisor
Kristen Madden joined Financial Focus, Inc. in 1997 having worked at A.G. Edwards in Concord, NH, Prudential Securities in the U.S. Virgin Islands, and Tucker Anthony and R.L. Day in Boston.
Kristen graduated with a Bachelor of Science degree in Marketing Administration from Plymouth State College (now Plymouth State University). She holds the Series 65 license (investment advisor representative) and the CMFC® or Chartered Mutual Fund CounselorSMdesignation. Kristen has been a partner in the firm since 2008 and was promoted to COO in 2016 focusing on strategic planning initiatives.
Kristen lives in Tuftonboro, NH with her husband and their two boys. She is currently secretary for the Kingswood Athletic Booster Club for Kingswood Regional High School. With one son playing college football and the other playing multiple sports in high school, she enjoys attending all of her boys' sporting events. When out of the office, she enjoys spending time with close friends and family.
Daosith Lemay, CFP®
Financial Advisor, Research Analyst
Daosith joined Financial Focus, Inc. in 2008 after working as a financial advisor for Ameriprise Financial Services.
Daosith graduated from the Whittemore School of Business at the University of New Hampshire with a Bachelor of Science degree in Business Administration with a focus on marketing. He passed his Series 7 and 66 exams. He completed additional studies in financial planning at Boston University in 2011 and is a CERTIFIED FINANCIAL PLANNER™ professional. He is a member of the FPA and the NH Estate Planning Council. Daosith has been a partner of the firm since 2012.
Daosith lives on the seacoast of NH with his family. In his spare time, he enjoys reading, spending time with friends and family, being outdoors, and playing sports—including swimming, running, tennis, golf, skiing, and soccer.
Thomas G. Goodwin, CFP®, EA
Financial Advisor, Research Analyst
Thomas Goodwin joined Financial Focus, Inc. in 2012 after previously working at Integrity Financial Planners in Oregon, MassMutual Financial Group in Nashua, NH, and Informed Resources, Inc. in Salem, NH. Prior to becoming a financial advisor in 1998, Tom had worked for 18 years as a software engineer.
Tom received a Bachelor of Science degree in Computer and Systems Engineering from Rensselaer Polytechnic Institute in 1980 and a Master of Science in Computer Science from Boston University in 1995. He completed additional studies in financial planning at Merrimack College in 1998 and passed the series 7 and 66 exams. Tom is a CERTIFIED FINANCIAL PLANNER™ professional, an Enrolled Agent (EA) and a member of NAPFA.
Tom lives in Wolfeboro, NH with his wife, Cheryl, and their two daughters, Eileen and Patricia. In his spare time, Tom enjoys reading, golfing, spending time with family and friends, and volunteering in charitable and community organizations. Tom also holds a leadership position in District 45 of Toastmasters International where he is a Past District Director (2016-2017).
Landon joined Financial Focus, Inc. in 2016 after interning at Lincoln Financial.
Landon received his Associate degree in Business Administration from Northwest State Community College in 2013. He received his Bachelor of Science degree in Finance and minor in Entrepreneurship from Suffolk University's Sawyer School of Business. He is a member of the National Association of Personal Financial Planners (NAPFA). Landon received his CERTIFIED FINANCIAL PLANNER™ in February 2018.
Landon currently resides in Wolfeboro, NH with his fiancé Kaylie. In his spare time he enjoys exercising, skiing, kayaking, and hiking.
Valerie J. Brown
Administrative Assistant, Financial Paraplanner Qualified Professional
Valerie joined Financial Focus, Inc. in 2001 after having worked as a bank teller at Farmington National Bank in Farmington, NH and a Customer Service Representative for the Department of State. She attended Stratham Technical College and has completed coursework through the College for Financial Planning and the Heartland Institute of Financial Education.
Valerie is a Certified Financial Educator (CFEd®) and a Financial Paraplanner Qualified Professional (FPQP®).
She currently lives in Rochester, NH and enjoys outdoor sports, fishing, kayaking, swimming, reading, and volunteering at the L.I.F.E. Ministries Food Pantry.
Jennifer Murphy joined Financial Focus, Inc. in 2002 as the bookkeeper for the firm. In addition to keeping all of our records straight, Jennifer provides a variety of clients services.
Sue Zelek joined Financial Focus, Inc. in 2012 after retiring from 32+ years in the print advertising field. She helps manage the electronic filing system and the company's files. Sue also helps out with client services and the day-to-day operations of the firm.
Sue lives in Brookfield, NH with her beloved pets, and enjoys gardening, home improvement projects, and kayaking.
About the Artist: Peter Ferber
In a world that is increasingly complex, impersonal, and high-tech, Peter Ferber finds himself intrigued with the simple, timeless and more comprehensible things that often go unnoticed. Having grown up spending all his summers in Wolfeboro, Peter is drawn to the rural New Hampshire landscape as inspiration from his paintings—the sparkling serenity in the play of evening light across the lake, the simple purity of a white clapboard barn in the snow, the warm patina of a weathered boathouse are refreshing to his heart.
Beyond the appeal of the scenes themselves, he hopes that his work will stir an awareness of the value of preserving the character and history of this rich landscape we all enjoy.